Back in November 2007 my bank account was compromised causing me all sorts of problems and meaning I had to cancel all my cards and have new ones issued. On that occasion I was alerted when I noticed some Paypal transactions which didn’t appear on my Paypal account but which had been debited from bank account. These were eventually refunded and once my news cards were issued everything was back to normal, until now.
I now find myself in the same situation, although the circumstances are slightly different. This time I was alerted to suspect transactions by a message left on my mobile phone by my bank and the fact that my card had been declined when I tried to use it. Being wary of the phone message I contacted my bank directly to find that they were investigating a case of fraudulent transactions made on my card and as part of this they had suspended my debit card. It appears someone used my card to make several small transactions, followed by a larger transaction to top up a mobile phone. Once again it appears the only solution is for the bank to issue new cards which will take up to seven days to arrive. In the meantime I am left wondering how this happened again. I was over cautious before when using my card online but since the last case of fraud have become somewhat paranoid. I can only assume that a website I use regularly has been compromised and is unaware that they have a security issue. I am now contemplating getting a pre-paid card for ordering online rather than risk compromising my bank account.